PRIVACY NOTICE ON BEHALF OF FOUR POINTS TITLE, LLC
The U.S. Congress passed the Gramm-Leach Bliley Act (GLB) and it was signed into law on November 12, 1999. The GLB and related Federal Trade Commission (FTC) regulations, require providers of settlement services, like all providers of personal financial services, to inform their non-business individual clients of their policies regarding privacy and protection of client information.
In order to provide you with effective and thorough real estate settlement services, offer products and services, administer products and services and fulfill legal and regulatory requirements, we must obtain and maintain certain non-public information about you. It is important that we keep your information secure and private. This is to inform you about the information we collect, how we collect it, how we may disclose it to affiliated and non-affiliated third parties, and what steps we take to protect your personal information.
Types of Non-Public Personal Information we collect:
We may collect non-public personal information about you, your transactions with us, or other individuals and/or entities and information about you from consumer reporting agencies.
How we collect information:
We collect non-public personal information about you that is provided to us by you or obtained by us with your authorization from real estate agents, lenders, government agencies, and/or other authorized persons. We obtain the information in various manners, including but not limited to title requests/orders, purchase agreements, telephone calls, written correspondence, loan payoff statements, lender required forms, company required forms, government required forms or other documents provided to us by you or other individuals or entities authorized by you.
How we use this information:
For current and former clients, we do not disclose any non-public information obtained in the course of our business except as required or permitted by law. Permitted disclosures include, providing information to our employees, and in limited situations, to unrelated third parties who need to know the information to assist us in providing effective and thorough services to you. We restrict access to your information to authorized individuals who need to know this information for the purposes stated herein. In all situations where we must share your information, we verify that the individual or entity requesting the information is entitled to receive it; we stress the confidential nature of the information being shared; and we require the confidentiality of the information be maintained. We do not allow non-affiliates to offer their products and services to you, and we do not share your information with any of our affiliates.
How we protect your information:
We retain records relating to professional services we provide in order to better assist you with your real estate settlment needs and provide you with effective and thorough real estate settlement services. In some cases, we retain records and your information to comply with professional guidelines or Federal and/or State laws. In order to guard your non-public information, we maintain physical, electronic and procedural safeguards that comply with our professional standards and Federal and State laws.
If we change our privacy practices, we will provide you with notice of any material change. This notice supersedes all previous notices related to matters described herein.
No action required of you:
This notice is meant to inform you. You do not need to do anything as a result of this notice. You may wish to keep a copy for your records.
We are humbled by the confidence and trust you place in us to assist you with such important transactions. We do all we can to honor your trust and maintain your confidence.